Homes For Sale
STEP INTO A MOVE-IN READY HOME OR BUILD YOUR DREAM HOME FROM THE GROUND UP. WE OFFER BOTH WITHOUT SACRIFICING QUALITY OR STYLE.
Explore Our Available Homes
At Front Light Building Company, we believe that thoughtfully designed homes should not only inspire but also be within reach—right when you need them. Our spec homes for sale are built with the same care, craftsmanship, and attention to detail as our fully custom residences, offering a move-in-ready option without sacrificing quality or style.
homes built for you. designed to reflect your vision & lifestyle.
Each home in our portfolio has been carefully planned by our team of architects, designers, and builders to reflect timeless Lowcountry architecture, smart floor plans, and elevated finishes. From open-concept living spaces and chef-inspired kitchens to outdoor retreats and energy-efficient features, every detail is designed to support effortless everyday living.
EXPERIENCE THE FRONT LIGHT DIFFERENCE - WITHOUT THE WAIT.
Whether you’re relocating, searching for a vacation home, or simply looking to skip the full custom build process, our available homes provide a seamless way to experience the Front Light difference—without the wait. These homes are located in some of the Lowcountry’s most desirable communities, with access to nature, recreation, and a lifestyle centered around connection and beauty.
Explore the homes below to find the one that speaks to you, and let us know how we can help you take the next step. We’re here to guide you through the process and welcome you home.
Home Financing & Resources
Whether you’re purchasing a move-in-ready home or building from the ground up, understanding your financing options is key to a smooth process. Below, we’ve outlined the basics of new construction loans, shared our preferred local lenders and insurance partners, and provided resources to help you get started.
Understanding Construction-to-Permanent Loans
A construction-to-permanent loan starts as financing to build your home and then converts into a traditional mortgage once construction is complete. With a one-time closing and a locked interest rate from the start, this option can save you money on closing costs and provide payment stability during your build.
Key benefits include:
- One-time closing: Pay closing costs only once.
- Locked interest rate: Secure your rate before construction begins.
- Flexible down payment options: Tailored to your financial needs.
- Interest-only payments during construction: Lower payments until you move in.
How it works:
- Loan approval & contract: Work with your loan officer to get qualified. You’ll need a signed purchase or construction contract that includes build timelines, total cost (including land), and start/completion dates.
- Draw schedule: Funds are released to the builder in stages—such as after foundation, framing, mechanical/electrical, and trim—aligned with county inspections.
- Conversion to mortgage: Once construction is complete and you’ve moved in, the loan automatically converts to your permanent mortgage.
A construction loan can cover the cost of the land, building materials, contractor labor, permits, and even a contingency reserve for unexpected costs or upgrades.
Preferred Lenders
We partner with trusted local and national lenders who understand the Lowcountry market and the construction process.
BB&T
- Monica Howard – [email protected]
- Hae Min Koo – [email protected]
TD Bank
- Joe Green – [email protected]
- Ali Mahini – [email protected]
- Matt Webster – [email protected]
Synovus Bank
- Maggie Blank – [email protected]
CBC Mortgage
- Robert Askew – [email protected]
- Kim Gentry – [email protected]
- Renee Johnson – [email protected]
GMFC Mortgage
- Maggie Blank – [email protected]
Preferred Insurance Agent
Assured Partners
- Rob Kerdasha – [email protected]
Ready to Make Your Move?
Our team is here to guide you through every step—from selecting the perfect lot to connecting you with financing and insurance experts. Whether you’re relocating to Bluffton, searching for a vacation home on the South Carolina coast, or ready to start your custom build, we’re here to help.
Your First Simple Step
The Idea Session
Our design team is ready to help you identify your space needs, design preferences, and personal touches to create your perfect plan. Together we will establish the scope and budget for your project.
OR CALL KATIE THOMPSON AT:
